Q. Who does United Military Travel offer financing for?

A. United Military Travel offers 100% travel financing for all active duty and retired military members. United Military Travel also offers travel loans for Federal Government employees and civilians.

Q. Do reservists qualify for an online military travel loan?

A. We generally approve all active duty and retired military members for our online travel loans. We are able to grant a travel loan approval for a reservist if you have activation paperwork, providing proof that you will be active duty for longer than one year.

Q. Can I use my loan approval for a military dependant?

A. You may use your military or government travel loan approval to purchase travel for a dependent, family member, or friend. It is important that you’re aware that you will be solely responsible for paying back the military loan and not the traveler.

Q. I’m active duty military but I have poor credit history – will I still get approved?

A. United Military Travel gets the majority of our applicants approved with no money down! Bad credit is ok! United Military Travel works with a number of different lenders to ensure that we have a lender that meets your needs and can get your loan approved easily! Since most of our applicants are active duty military members, we are usually able to approve the loan based on the time in service and a monthly payment that fits nicely into your budget. We understand that people go through financial hardships and we work with the best military lenders in the industry to ensure that we can get you approved quickly. United Military Travel can get your online travel loan approved by submitting an application through our website by clicking here or by calling us toll free at 866-582-9579.

Q. Can I pay my military or government travel loan off early?

A. United Military Travel is very selective in choosing our military finance companies. All of our military lenders allow you to pay your loan off early without incurring any penalties or fees. In fact, the lenders will refund the remaining interest that you saved yourself from by paying it off early. United Military Travel likes to keep your payments low & affordable, while allowing you to have the ability to pay your loan off early. Apply for your quick and easy travel loan by clicking here or call us toll free at 86-582-9579 and one of our friendly travel account consultants will assist you!

Q. Are there any penalties or fees for paying my loan off early?

A. United Military Travel has selected the most recognized military loan lenders in the industry. All of our military lenders allow you to pay your loan off early without incurring any penalties or fees, in fact they will refund the remaining interest that you saved yourself from by paying it off early.

Q. When is my first payment due for my travel loan?

A. The first payment due date varies on the military lender or civilian lender that is used to finance your loan. Most of our clients prefer to set military allotments as the method of repayment on their military loan. Mypay will notify you when the allotment will reflect in your pay. All of our lenders are fully aware of mypay and that your first payment may not post until the following month. Your account consultant can tell you the first payment date associated with your loan at the time of the sale. If you’re planning on setting an allotment, Mypay will notify you of the date the allotment will reflect your pay. Please note that allotments are NOT required, but are accepted by some of our lenders.

Q. When will I receive my order?

A. Once you have signed your electronic documents for your travel loan, we will process your paperwork. It can take up to two business days before you receive your electronic tickets or reservations. We are able to expedite your travel loan process and push your tickets through booking and purchasing. There is a fee to expedite your order, but United Military Travel can complete your loan and reservation in as little as one hour! 

Q. How long does it take to get a response on my application?

A. United Military Travel can get your online military loan application approved in as little as one minute. We strive to have your loan complete in the same day! We can have your buy now pay later order complete in as little as one hour! We strive to be the quickest online military loan company on the market. Apply now or call us toll free at 866-582-9579 and one of our friendly travel account consultants will help get your online military loan complete today!

Q. Why do you need a copy of my LES or paycheck stub?

A. United Military Travel works with the best military lenders to get your loan approved with no down payment! We can get almost everyone approved as long as you have sufficient time remaining in the service. Our military lenders base the approval on your rank, ETS/EAS date, and making sure your low payment fits nicely in your budget. Since our lenders primarily base the approval of your loan on your rank and ETS date, they require proof that all of the information you provided on your online military loan application is correct. To finalize the approval and quickly complete your reservations, the lender does request a copy of your end of month LES to verify all of the information submitted on your military loan application.

Q. Where do I send a copy of my most recent end of month LES?

A. The easiest way to send us a copy of your most recent end of month LES to travel@unitedmilitarytravel.com or by faxing a copy of your LES to 252-633-3504. Here are some easy steps to follow, which will allow you to upload the LES to an email without needing a printer or fax:

1. Log into myPay

2. Select leave and earning statement

3. Select your most recent end of month LES.

4. Once your most recent end of month LES is on the screen go to file and select “Save As”.

5. Save the LES to your desktop of your computer and name it your last name and the word LES.

6. Open your email and compose a new email message.

7. Address the email to travel@unitedmilitarytravel.com

8. Make the subject line: “your name LES”

9. Click “add attachment”

10. Select the file from your desktop and attach the LES to your message. If you have any allotments on your LES, be sure to explain, who they pay to and the balance of those accounts in the body of your email message.

11. Hit send and call us at 866-582-9579 to have us book the trip you deserve! United Military Travel is the pioneer of “book now pay later travel!”

Q. How does United Military Travel keeps its military travel loans so much lower than its competitors?

A. United Military Travel operates under a different business plan than most of the Military & Federal Travel loan companies. We offer a lower fare and lower overall booking cost. We prefer to gain loyal customers rather than a bunch of money at once. We know that our military members protect our country everyday and although we are a for-profit company, we prefer to make our profits fairly. Instead of having high overhead with constant advertisement, we are able to cut that expense and have returning customers who refer their friends/family. In most cases, United Military Travel is able to refinance your previous military travel loan and add on a new trip for little or no change to your monthly payment. Most of our customers are return customers and send all their friends to us! They also get a $100 credit towards their next purchase using our referral program.

Q. How do I take advantage of United Military Travel’s cheapest military travel loan guarantee?

A. Give us a call at 866-582-9579 to get a quote or fill out an easy military travel loan application by clicking here. Tell one of our friendly travel account consultants about your trip and get a quote. We guarantee our prices are lower than any military travel loan company out there. If you have been shopping around for a military travel loan and you have a current quote from the same day, then United Military Travel guarantees to have up to a 20% cheaper price for the same fare. We are proud to say “United Military Travel has never had to use the cheapest military loan price match guarantee!” UNITED MILITARY TRAVEL IS ALWAYS THE CHEAPEST MILITARY TRAVEL LOAN OPTION!

Q. What happens if the price increases during the process of my loan?

A. Once you have completed your easy military travel loan packet we are responsible to pay for the ticket. You will not have to pay for an increase in fare. The minute you sign our easy travel loan documents your fare is locked in at the cheapest price! United Military Travel’s military and government ticket financing program makes sure that you don’t have to worry about the cost of your airfare increasing…Once you sign your documents, the price is set!

Q. What is considered a federal government employee?

A. We consider federal employees to be employees that receive their checks from the federal government. A few of the many federal jobs that we grant travel loans for include the following:

• AbilityOne Commission
• Access Board
• Administration for Children and Families (ACF)
• Administration for Native Americans
• Administration on Aging (AoA)
• Administration on Developmental Disabilities
• Administrative Committee of the Federal Register
• Administrative Conference of the United States
• Administrative Office of the U.S. Courts
• Advisory Council on Historic Preservation
• African Development Foundation
• Agency for Healthcare Research and Quality (AHRQ)
• Agency for International Development (USAID)
• Agency for Toxic Substances and Disease Registry
• Agricultural Marketing Service
• Agricultural Research Service
• Agriculture Department
• Air Force
• Alcohol and Tobacco Tax and Trade Bureau
• Alcohol, Tobacco, Firearms, and Explosives Bureau
• American Battle Monuments Commission
• AmeriCorps
• Amtrak
• Animal and Plant Health Inspection Service
• Antitrust Division
• Appalachian Regional Commission
• Architect of the Capitol
• Archives (National Archives and Records Administration)
• Arctic Research Commission
• Armed Forces Retirement Home
• Arms Control and International Security
• Army
• Army Corps of Engineers
• Arthritis and Musculoskeletal Interagency Coordinating Committee
• Bankruptcy Courts
• Barry M. Goldwater Scholarship and Excellence in Education Program
• Bonneville Power Administration
• Botanic Garden
• Broadcasting Board of Governors
• Bureau of Alcohol and Tobacco Tax and Trade
• Bureau of Alcohol, Tobacco, Firearms, and Explosives
• Bureau of Citizenship and Immigration Services (USCIS)
• Bureau of Consumer Financial Protection
• Bureau of Economic Analysis (BEA)
• Bureau of Engraving and Printing
• Bureau of Indian Affairs (BIA)
• Bureau of Industry and Security
• Bureau of International Labor Affairs
• Bureau of Justice Statistics
• Bureau of Labor Statistics
• Bureau of Land Management (BLM)
• Bureau of Prisons
• Bureau of Reclamation
• Bureau of the Census
• Bureau of the Public Debt
• Bureau of Transportation Statistics
• Capitol Police
• Capitol Visitor Center
• Census Bureau
• Center for Food Safety and Applied Nutrition
• Centers for Disease Control and Prevention (CDC)
• Centers for Medicare & Medicaid Services (CMS)
• Central Intelligence Agency (CIA)
• Chemical Safety and Hazard Investigation Board
• Chief Acquisition Officers Council
• Chief Financial Officers Council
• Chief Human Capital Officers Council
• Chief Information Officers Council
• Citizens’ Stamp Advisory Committee
• Citizenship and Immigration Services (USCIS)
• Coast Guard
• Commerce Department
• Commission of Fine Arts
• Commission on Civil Rights
• Commission on International Religious Freedom
• Commission on Security and Cooperation in Europe (Helsinki Commission)
• Committee for the Implementation of Textile Agreements
• Committee on Foreign Investment in the United States
• Community Oriented Policing Services (COPS)
• Community Planning and Development
• Compliance, Office of
• Computer Emergency Readiness Team (US CERT)
• Congress—U.S. House of Representatives
• Congress—U.S. Senate
• Congressional Budget Office (CBO)
• Congressional Research Service
• Consumer Financial Protection Bureau
• Consumer Product Safety Commission (CPSC)
• Coordinating Council on Juvenile Justice and Delinquency Prevention
• Copyright Office
• Corporation for National and Community Service
• Corps of Engineers
• Council of Economic Advisers
• Council on Environmental Quality
• Court of Appeals for the Armed Forces
• Court of Appeals for the Federal Circuit
• Court of Appeals for Veterans Claims
• Court of Federal Claims
• Court of International Trade
• Court Services and Offender Supervision Agency for the District of Columbia
• Customs and Border Protection
• Defense Acquisition University
• Defense Advanced Research Projects Agency (DARPA)
• Defense Commissary Agency
• Defense Contract Audit Agency (DCAA)
• Defense Contract Management Agency
• Department of Defense (DOD)
• Defense Field Activities
• Defense Finance and Accounting Services (DFAS)
• Defense Information Systems Agency (DISA)
• Defense Intelligence Agency (DIA)
• Defense Legal Services Agency
• Defense Logistics Agency (DLA)
• Defense Nuclear Facilities Safety Board
• Defense Security Cooperation Agency (DSCA)
• Defense Security Service (DSS)
• Defense Technical Information Center
• Defense Threat Reduction Agency (DTRA)
• Delaware River Basin Commission
• Denali Commission
• Department of Agriculture
• Department of Defense Inspector General
• Department of Education (ED)
• Department of Energy (DOE)
• Department of Health and Human Services
• Department of Homeland Security (DHS)
• Department of Housing and Urban Development (HUD)
• Department of Justice (DOJ)
• Department of Labor (DOL)
• Department of State (DOS)
• Department of the Interior (DOI)
• Department of the Treasury
• Department of Transportation (DOT)
• Department of Veterans Affairs (VA)
• Director of National Intelligence, Office of
• Domestic Policy Council
• Drug Enforcement Administration
• Dwight D. Eisenhower School for National Security and Resource Strategy
• Economic Adjustment Office
• Economic Analysis, Bureau of
• Economic Development Administration (EDA)
• Economic Research Service
• Economic, Business and Agricultural Affairs
• Economics and Statistics Administration
• Education Department
• Education Resources Information Center (ERIC)
• Election Assistance Commission
• Elementary and Secondary Education, Office of
• Employee Benefits Security Administration (EBSA)
• Employment and Training Administration
• Endangered Species Program
• Energy Department
• Energy Information Administration
• English Language Acquisition Office
• Engraving and Printing, Bureau of
• Environmental Management (Energy Department)
• Environmental Protection Agency (EPA)
• Equal Employment Opportunity Commission (EEOC)
• European Command
• Executive Office for Immigration Review
• Export-Import Bank of the United States
• Fair Housing and Equal Opportunity (FHEO)
• Federal National Mortgage Association (Fannie Mae)
• Farm Credit Administration
• Farm Credit System Insurance Corporation
• Farm Service Agency
• Federal Accounting Standards Advisory Board
• Federal Aviation Administration (FAA)
• Federal Bureau of Investigation (FBI)
• Federal Bureau of Prisons
• Federal Communications Commission (FCC)
• Federal Consulting Group
• Federal Deposit Insurance Corporation (FDIC)
• Federal Election Commission
• Federal Emergency Management Agency (FEMA)
• Federal Energy Regulatory Commission
• Federal Executive Boards
• Federal Financial Institutions Examination Council
• Federal Financing Bank
• Federal Geographic Data Committee
• Federal Highway Administration
• Federal Home Loan Mortgage Corporation (Freddie Mac)
• Federal Housing Finance Agency
• Federal Interagency Committee for the Management of Noxious and Exotic Weeds
• Federal Interagency Committee on Education
• Federal Interagency Council on Statistical Policy
• Federal Judicial Center
• Federal Labor Relations Authority
• Federal Laboratory Consortium for Technology Transfer
• Federal Law Enforcement Training Center
• Federal Library and Information Center Committee
• Federal Maritime Commission
• Federal Mediation and Conciliation Service
• Federal Mine Safety and Health Review Commission
• Federal Motor Carrier Safety Administration (FMCSA)
• Federal Railroad Administration
• Federal Reserve System
• Federal Retirement Thrift Investment Board
• Federal Student Aid Information Center
• Federal Trade Commission (FTC)
• Federal Transit Administration
• Federal Voting Assistance Program
• Financial Management Service (Treasury Department)
• Fish and Wildlife Service
• Food and Drug Administration (FDA)
• Food Safety and Inspection Service
• Foreign Agricultural Service
• Foreign Claims Settlement Commission
• Forest Service
• Fossil Energy
• Fulbright Foreign Scholarship Board
• General Services Administration (GSA)
• Geological Survey
• Global Affairs (State Department)
• Government Accountability Office (GAO)
• Government Ethics, Office of
• Government National Mortgage Association
• Government Printing Office (GPO)
• Grain Inspection, Packers and Stockyards Administration
• Harry S. Truman Scholarship Foundation
• Health and Human Services Department
• Health Resources and Services Administration
• Healthy Homes and Lead Hazard Control Office
• Helsinki Commission
• Holocaust Memorial Museum
• Homeland Security Department
• House Leadership Offices
• House of Representatives
• House of Representatives Committees
• House Office of Inspector General
• House Office of the Clerk
• House Officers and Organizations
• Housing Office (HUD)
• Immigration and Customs Enforcement
• Indian Affairs
• Indian Arts and Crafts Board
• Indian Health Service
• Industrial College of the Armed Forces
• Industry and Security, Bureau of
• Information Resource Management College
• Information Resources Center
• Innovation and Improvement Office
• Inspectors General
• Institute of Education Sciences
• Institute of Museum and Library Services
• Institute of Peace
• Inter-American Foundation
• Interagency Alternative Dispute Resolution Working Group
• Interagency Council on Homelessness
• Interior Department
• Internal Revenue Service (IRS)
• International Labor Affairs, Bureau of
• International Trade Administration (ITA)
• International Trade Commission
• Interpol
• James Madison Memorial Fellowship Foundation
• Japan-United States Friendship Commission
• Job Corps
• John F. Kennedy Center for the Performing Arts
• Joint Board for the Enrollment of Actuaries
• Joint Chiefs of Staff
• Joint Congressional Committee on Inaugural Ceremonies
• Joint Fire Science Program
• Joint Forces Command
• Joint Forces Staff College
• Joint Military Intelligence College
• Judicial Circuit Courts of Appeal
• Judicial Panel on Multidistrict Litigation
• Justice Department
• Justice Programs, Office of
• Justice Statistics, Bureau of
• Justice Statistics, Bureau of
• Juvenile Justice and Delinquency Prevention, Office of
• Labor Department (DOL)
• Bureau of Labor Statistics
• Bureau of Land Management
• Legal Services Corporation
• Library of Congress
• Marine Corps
• Marine Mammal Commission
• Maritime Administration
• Marketing and Regulatory Programs (Agriculture Department)
• Marshals Service
• Mediation and Conciliation Service
• Medicaid and CHIP Payment and Access Commission
• Medicare Payment Advisory Commission
• Merit Systems Protection Board
• Migratory Bird Conservation Commission
• Military Postal Service Agency
• Millennium Challenge Corporation
• Mine Safety and Health Administration
• Minority Business Development Agency
• Mint
• Missile Defense Agency (MDA)
• Mississippi River Commission
• Morris K. Udall and Stewart L. Udall Foundation
• Multifamily Housing Office
• National Aeronautics and Space Administration (NASA)
• National Agricultural Statistics Service
• National AIDS Policy Office
• National Archives and Records Administration (NARA)
• National Bipartisan Commission on the Future of Medicare
• National Capital Planning Commission
• National Cemetery Administration (NCA)
• National Commission on Fiscal Responsibility and Reform
• National Constitution Center
• National Council on Disability (NCD)
• Office of National Counterintelligence Executive
• National Credit Union Administration
• National Defense University
• National Defense University iCollege
• National Drug Intelligence Center
• National Economic Council
• National Endowment for the Arts
• National Endowment for the Humanities
• National Flood Insurance Program (NFIP)
• National Gallery of Art
• National Geospatial-Intelligence Agency
• National Guard
• National Highway Traffic Safety Administration (NHTSA)
• National Indian Gaming Commission
• National Institute of Food and Agriculture
• National Institute of Justice
• National Institute of Standards and Technology (NIST)
• National Institutes of Health (NIH)
• National Intelligence University
• National Interagency Fire Center
• National Labor Relations Board
• National Laboratories (Energy Department)
• National Marine Fisheries Service
• National Mediation Board
• National Nuclear Security Administration
• National Ocean Service
• National Oceanic and Atmospheric Administration (NOAA)
• National Park Foundation
• National Park Service
• National Railroad Passenger Corporation (AMTRAK)
• National Reconnaissance Office
• National Science Foundation
• National Security Agency (NSA)
• National Security Council
• National Technical Information Service
• National Telecommunications and Information Administration
• National Transportation Safety Board
• National War College
• National Weather Service (NOAA)
• Natural Resources Conservation Service
• Navy
• Northern Command
• Northwest Power and Conservation Council
• Nuclear Energy, Science and Technology
• Nuclear Regulatory Commission
• Nuclear Waste Technical Review Board
• Oak Ridge National Laboratory
• Occupational Safety and Health Review Commission
• Office for Civil Rights, Department of Education
• Office of Community Planning and Development
• Office of Compliance
• Office of Disability Employment Policy
• Office of Elementary and Secondary Education (OESE)
• Office of Fossil Energy
• Office of Government Ethics
• Office of Justice Programs
• Office of Juvenile Justice and Delinquency Prevention
• Office of Management and Budget (OMB)
• Office of National Drug Control Policy (ONDCP)
• Office of Nuclear Energy (Department of Energy)
• Office of Personnel Management (OPM)
• Office of Refugee Resettlement
• Office of Science and Technology Policy
• Office of Scientific and Technical Information
• Office of Special Counsel
• Office of Special Education and Rehabilitative Services (OSERS)
• Office of the Comptroller of the Currency (OCC)
• Office of the Director of National Intelligence
• Office of the Pardon Attorney
• Open World Leadership Center
• Overseas Private Investment Corporation
• Pacific Command
• Pacific Northwest Electric Power and Conservation Planning Council
• Office of Pardon Attorney
• Parole Commission (Justice Department)
• Peace Corps
• Pension Benefit Guaranty Corporation (PBGC)
• Pentagon Force Protection Agency
• Pipeline and Hazardous Materials Safety Administration
• Policy Development and Research (HUD)
• Political Affairs (State Department)
• Postal Regulatory Commission
• Postal Service
• Power Administrations
• President’s Council on Physical Fitness and Sports
• Presidio Trust
• Prisoner of War/Missing Personnel Office
• Public and Indian Housing
• Public Diplomacy and Public Affairs (State Department)
• Radio and TV Marti
• Radio Free Asia (RFA)
• Radio Free Europe/Radio Liberty (RFE/RL)
• Railroad Retirement Board (RRB)
• Reclamation, Bureau of
• Refugee Resettlement, Office of
• Regulatory Information Service Center
• Rehabilitation Services Administration (Education Department)
• Research and Innovative Technology Administration
• Risk Management Agency (Agriculture Department)
• Rural Business and Cooperative Programs
• Rural Development
• Rural Housing Service
• Rural Utilities Service
• Saint Lawrence Seaway Development Corporation
• Office of Science and Technology Policy
• Science Office (Energy Department)
• Scientific and Technical Information, Office of
• Secret Service
• Securities and Exchange Commission (SEC)
• Selective Service System (SSS)
• Senate
• Small Business Administration (SBA)
• Smithsonian Institution
• Social Security Administration (SSA)
• Social Security Advisory Board
• Southeastern Power Administration
• Southern Command
• Southwestern Power Administration
• Special Forces Operations Command
• State Department
• State Justice Institute
• Stennis Center for Public Service
• Strategic Command
• Substance Abuse and Mental Health Services Administration
• Supreme Court of the United States
• Surface Mining, Reclamation and Enforcement
• Surface Transportation Board
• Susquehanna River Basin Commission
• Tax Court
• Taxpayer Advocacy Panel
• Tennessee Valley Authority
• Trade and Development Agency
• Transportation Command
• Transportation Department
• Transportation Security Administration (TSA)
• Transportation Statistics, Bureau of
• Treasury Department
• TRICARE Management
• Trustee Program
• Trustee Program (Justice Department)
• U.S. AbilityOne Commission
• U.S. Access Board
• U.S. Agency for International Development (USAID)
• U.S. Air Force
• U.S. Arctic Research Commission
• U.S. Army
• U.S. Army Corps of Engineers
• U.S. Botanic Garden
• U.S. Capitol Police
• U.S. Capitol Visitor Center
• U.S. Central Command (CENTCOM)
• U.S. Circuit Courts of Appeal
• U.S. Citizenship and Immigration Services
• U.S. Coast Guard
• U.S. Commission of Fine Arts
• U.S. Commission on International Religious Freedom
• U.S. Commodity Futures Trading Commission (CFTC)
• U.S. Court of Appeals for Veterans Claims
• U.S. Customs and Border Protection
• U.S. Department of Agriculture (USDA)
• U.S. Department of Commerce (DOC)
• U.S. Department of Health and Human Services (HHS)
• U.S. Election Assistance Commission (EAC)
• U.S. Fleet Forces Command
• U.S. Geological Survey (USGS)
• U.S. House of Representatives
• U.S. Immigration and Customs Enforcement
• U.S. International Trade Commission
• U.S. Military Academy, West Point
• U.S. Mission to the United Nations
• U.S. National Central Bureau – Interpol (Justice Department)
• U.S. Patent and Trademark Office
• U.S. Postal Service (USPS)
• U.S. Senate
• U.S. Sentencing Commission
• U.S. Trade and Development Agency
• U.S. Trade Representative
• U.S. Trustee Program
• Unified Combatant Commands (Defense Department)
• Uniformed Services University of the Health Sciences
• United States Mint
• United States Postal Inspection Service
• US-CERT
• Veterans Affairs Department (VA)
• Veterans Benefits Administration
• Veterans Day National Committee
• Veterans Employment and Training Service (VETS)
• Veterans’ Employment and Training Service
• Vietnam Education Foundation
• Voice of America
• Washington Headquarters Services
• Weather Service
• West Point (Army)
• Western Area Power Administration
• White House
• White House Commission on Presidential Scholars
• White House Office of Administration
• Women’s Bureau (Labor Department)
• Woodrow Wilson International Center for Scholars