Credit restrictions apply to qualify for financing. Credit restrictions include, but are not limited to credit history, employment, repayment term, and dollar amount financed or purchase price. All financing provided for your purchase with United Military Travel has a repayment period between 5 months – 48 months. The repayment period is set by the lender and will be provided to you at the time of pre-approval. You have the ability to pay your loan off early with no penalty for pre-payment. All financing provided for your purchase with United Military Travel can have an interest rate ranging between 0.00 % – 35.99% APR (Annual Percentage Rate). The interest rate you receive will be set by the lender who approves your loan. The interest rate will not exceed 35.99% APR (Annual Percentage Rate). Your interest rate is based on your credit history and employment status and is set by the lender. The total cost of the loan is based on the specific cost of your trip, the Annual Percentage Rate (APR), and the term of your loan. All of the supporting documentation and a copy of your retail installment contract will be sent to you electronically once you have discussed your trip with your travel consultant and the cost of your travel has been quoted. Advertised monthly payments and financing are subject to credit approval. If all credit requirements are not met to receive this offer, you may be subject to a higher monthly payment.
Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). You can also hear the information regarding Military APR Regulations by calling 844-221-7287.
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is: FDIC – Consumer Response Center. Their address is 1100 Walnut St, Box #11 Kansas City, MO 64106.